March 04, 2026
1. Purpose
This Fraud Detection and Prevention Policy (“Policy”) outlines the measures adopted by MyAbabil (“Company”, “we”, “our”, “us”) to detect, prevent, investigate, and respond to fraudulent, unlawful, or abusive activities on the platform accessible at https://myababil.com/ (the “Platform”).
This Policy forms part of the Company’s Terms of Service and applies to all users, visitors, customers, partners, and third parties interacting with the Platform.
2. Definition of Fraud
For the purposes of this Policy, “Fraud” includes but is not limited to:
Identity theft or impersonation
Creation of fake or misleading accounts
Use of stolen or unauthorized payment methods
Chargeback abuse
Manipulation of transactions, rewards, or incentives
Circumvention of security systems
Submission of false documentation
Account takeover attempts
Any deceptive act intended to gain unauthorized benefit or cause harm
3. Monitoring and Detection
To protect the integrity of the Platform, Ababil reserves the right to monitor user activity through automated and manual mechanisms, including but not limited to:
Transaction monitoring systems
Device and browser identification technologies
IP address and geolocation analysis
Login pattern analysis
Behavioral risk scoring
Anti-bot and anti-automation systems
Payment fraud screening tools
Users acknowledge and consent to such monitoring as a condition of using the Platform.
4. Identity Verification
Ababil may require identity verification at any time, including but not limited to:
Email verification
SMS/phone verification
Government-issued identification
Proof of address
Biometric verification (where legally permitted)
Enhanced due diligence for high-risk accounts
Failure or refusal to provide requested verification may result in restricted access, suspension, or termination of the account.
5. Suspicious Activity
The following may be considered suspicious activity:
Multiple failed login attempts
Unusual transaction volumes or velocity
Access from high-risk jurisdictions
Inconsistent billing or identity information
Rapid account changes
Repeated chargeback requests
Attempts to bypass platform safeguards
The Company reserves sole discretion in determining what constitutes suspicious activity.
6. Investigation and Enforcement
If fraudulent or suspicious activity is detected, Ababil may take one or more of the following actions without prior notice:
Temporarily freeze or restrict account acces
Block or reverse transactions
Request additional verification
Withhold funds pending investigation
Cancel transactions
Permanently suspend or terminate the account
Report the matter to financial institutions or law enforcement authorities
The Company is not liable for any losses arising from temporary restrictions imposed for security purposes.
7. Chargebacks and Payment Disputes
Users agree not to initiate unjustified chargebacks or payment disputes.
Where a chargeback is filed:
The account may be temporarily restricted
The user may be required to provide supporting documentation
Repeated or abusive chargebacks may result in permanent suspension
Ababil reserves the right to recover associated administrative and dispute fees where legally permitted.
8. Cooperation with Authorities
Ababil may disclose information, including personal data, transaction records, and device information, to:
Law enforcement agencies
Regulatory bodies
Payment processors
Financial institutions
Such disclosure will be made in accordance with applicable laws and regulations.
9. Data Retention
Fraud-related records may be retained for a period necessary to:
Comply with legal obligations
Resolve disputes
Prevent future fraud
Enforce agreements
Retention periods will comply with applicable data protection laws.
10. No Obligation to Guarantee Prevention
While Ababil implements industry-standard fraud prevention measures, the Company does not guarantee that fraudulent activities will never occur. Users are responsible for maintaining the confidentiality of their account credentials.
11. User Responsibilities
Users agree to:
Provide accurate and truthful information
Maintain secure login credentials
Notify Ababil immediately of suspected unauthorized access
Refrain from engaging in fraudulent conduct
Failure to comply constitutes a material breach of the Terms of Service.
12. Policy Updates
Ababil reserves the right to modify this Policy at any time. Continued use of the Platform after updates constitutes acceptance of the revised Policy.
13. Contact Information
Ababil Group, Inc.
780 Walden Avenue
Buffalo, NY, 14211
- +1 (929) 600-6364
Ababil Group, Inc.
780 Walden Avenue
Buffalo, NY, 14211